How to calculate the ownership time of a house
The ownership period of a house is a matter of great concern to home buyers. It is directly related to the right to use the house, the transaction value and the policy adjustments that may be faced in the future. Recently, the discussion on the calculation of property rights has continued to heat up on major platforms. Especially with the continuous changes in real estate policies, many people have begun to re-examine the calculation method of property rights. This article will combine the hot topics and hot content on the Internet in the past 10 days to provide you with a detailed analysis of the calculation method of house ownership time.
1. Basic concepts of house property rights
House property rights usually include two parts: house ownership and land use rights. In our country, house ownership is permanent, but the term of land use rights varies depending on the nature of the land. Common land use periods are as follows:
| land properties | Service life |
|---|---|
| residential land | 70 years |
| commercial land | 40 years |
| industrial land | 50 years |
| Comprehensive land | 50 years |
2. Calculation method of property rights time
The calculation of the property ownership period usually starts from the moment the developer obtains the land use rights, rather than the time the home buyer obtains the property certificate. The following are several key points in calculating property rights time:
1.Time for developer to acquire land: This is the starting point for property rights calculation. Home buyers can confirm it by checking the relevant information on the land transfer contract or real estate certificate.
2.House delivery time: Several years may pass from the time the developer obtains the land to the time the house is delivered, and this time will be deducted from the property rights period.
3.Remaining property rights period: The actual property rights enjoyed by home buyers are the total years minus the years used by the developer.
For example, if the land use life of a certain residential land is 70 years, and the developer acquires the land in 2010 and delivers the houses in 2020, then when the buyers move in in 2020, the remaining property rights will be 60 years (70 years - 10 years).
3. How to deal with property rights after expiration
Recently, the issue of what to do after property rights expire has become a hot topic. According to the relevant provisions of the Civil Code and the Property Law, the treatment methods after the expiration of property rights are as follows:
| situation | Processing method |
|---|---|
| Residential land expires | Automatic renewal, a small fee is required (specific standards are set by local governments) |
| Commercial land expires | Need to apply for renewal and pay land transfer fee |
| Industrial land expires | Requires re-approval and may face adjustment of use |
4. Recent hot discussions
1.Title renewal fee: Some cities have piloted property rights renewal fee standards, which has attracted widespread attention. For example, after the residential land in a certain community in Shenzhen expires, the owner needs to pay a back-up fee of 1% of the property's assessed value.
2.The problem of housing with small property rights: Due to unclear property rights of small-property houses, many places have recently introduced rectification policies, and home buyers need to be cautious.
3.Property rights period in second-hand housing transactions: Many home buyers ignore the remaining property rights when purchasing second-hand houses, leading to subsequent disputes. Experts recommend that you always verify the remaining time on the property before purchasing a home.
5. How to check the property ownership period of a house
1.View real estate certificate: The real estate certificate usually indicates the start and end dates of the land use rights.
2.Consult the developer or property owner: The developer or property company has the original transfer information of the land.
3.Real estate registration center inquiry: Bring relevant documents to the local real estate registration center to inquire for detailed information.
6. Summary
The calculation of the ownership time of a house involves many factors such as the nature of the land and the time when the developer obtained the land. Home buyers need to understand it clearly in advance. Residential land can usually be automatically renewed after the property rights expire, but commercial and industrial land may face more uncertainty. Recently, policies in various places have been adjusted frequently. It is recommended that home buyers pay close attention to policy trends to avoid disputes arising from property rights issues.
I hope this article can help you better understand the calculation method of home equity time and provide a reference for your home purchase decision!
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