How to get Xuancheng Provident Fund
Recently, provident fund withdrawal has become one of the hot topics, especially the provident fund withdrawal policy in Xuancheng area has attracted much attention. This article will introduce in detail the conditions, procedures, required materials, and frequently asked questions for Xuancheng Provident Fund withdrawal to help you quickly understand and successfully complete the withdrawal.
1. Xuancheng provident fund withdrawal conditions
According to the regulations of the Xuancheng Housing Provident Fund Management Center, employees who meet the following conditions can apply to withdraw the provident fund:
| Extraction conditions | Specific instructions |
|---|---|
| House Purchase Withdrawal | Purchase of self-occupied housing (including commercial housing, second-hand housing, affordable housing, etc.) |
| Rent extraction | There is no self-owned house in Xuancheng and I live in rented housing. |
| Pay off mortgage | Used to repay the principal and interest of the home purchase loan |
| Retirement Withdrawal | Employees retire or reach the statutory retirement age |
| Withdrawal on resignation | Termination of labor relationship with the employer and no re-employment |
| Extraction of serious diseases | If you or your immediate family members suffer from a serious illness and need to pay medical expenses |
2. Xuancheng provident fund withdrawal process
The specific process for withdrawing provident funds is as follows:
| steps | Operating Instructions |
|---|---|
| 1. Prepare materials | Prepare relevant supporting materials according to the extraction conditions (see below for details) |
| 2. Submit application | Go to the Xuancheng Housing Provident Fund Management Center or submit an application through the online platform |
| 3. Review | Provident Fund Management Center reviews the materials |
| 4. Funds arrive | After passing the review, the provident fund will be transferred to the bank account designated by the applicant. |
3. Materials required for Xuancheng Provident Fund withdrawal
The materials required for different extraction conditions are different. The following is a list of materials for common extraction situations:
| Extraction situation | Materials required |
|---|---|
| House Purchase Withdrawal | House purchase contract, down payment invoice, ID card, provident fund joint card |
| Rent extraction | Rental contract, proof of not owning a house, ID card, joint provident fund card |
| Pay off mortgage | Loan contract, repayment certificate, ID card, provident fund joint card |
| Retirement Withdrawal | Retirement certificate or retirement approval form, ID card, provident fund joint card |
| Withdrawal on resignation | Resignation certificate, ID card, joint provident fund card |
| Extraction of serious diseases | Hospital diagnosis certificate, medical expense invoice, ID card, provident fund co-branded card |
4. Frequently Asked Questions
1. Are there any limits on the amount of provident fund withdrawal?
Yes, the limit limits are different for different withdrawal situations. For example, the amount withdrawn for purchasing a house must not exceed the total purchase price, and the amount withdrawn for renting a house is usually 70%-80% of the monthly rent.
2. How to withdraw provident fund online?
Xuancheng City Housing Provident Fund Management Center has opened an online withdrawal service. Employees can submit applications through the official website or mobile APP, upload relevant materials and wait for review.
3. How long does it take to withdraw provident fund?
Under normal circumstances, if the materials are complete and meet the conditions, the review time is 3-5 working days, and the fund arrival time is 1-3 working days.
5. Summary
Xuancheng provident fund withdrawal policy is relatively flexible, and employees can choose different withdrawal methods according to their own needs. When handling the withdrawal, be sure to prepare relevant materials and ensure that the withdrawal conditions are met. If you have any questions, you can call the customer service hotline of the Xuancheng Housing Provident Fund Management Center.
I hope that through the introduction of this article, you can have a clearer understanding of the process and requirements for Xuancheng Provident Fund withdrawal and successfully complete the withdrawal operation.
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